MyGen Planning was created for our generation — those navigating money on their own terms, often for the first time in their families. From first-gen professionals and career changers to new parents and entrepreneurs, one thing is clear: you’re not alone.
If you recognize yourself in any of these hypothetical scenarios, we’d love to connect.
Client: Kristina
Age: 39
Goals: Buy a home in 2 years, help her daughter pay for college, and plan for her retirement
Occupation: Nurse Practitioner
What’s She’s Navigating: Kristina is a single mom to her 7-year-old daughter, Gia. After her divorce, she moved in with her parents, who stepped in to help raise Gia while Kristina focused on rebuilding her life and advancing her career. Now, Kristina is earning a six-figure salary and beginning to find her financial footing. She feels deep gratitude toward her parents and offers them ongoing financial support — something she’s proud of. But as she looks ahead, she’s feeling pulled in multiple directions and uncertain on how to prioritize her financial goals.
How MyGen Planning Helps
• Balance family financial responsibilities with personal goals
• Analyze how much house can afford and a downpayment
• Create a budget to figure out how much of the surplus to allocate to her goals
• Discuss education funding time horizon and amount
• Draft a college savings plan while considering accounts for flexibility and taxes
• Discuss retirement vision
• Show how investments and savings can put on her on track to retirement
Client: Ian and Anna
Age: 35 and 30
Occupation: IT Manager and Registered Dietitian
Goals: Prepare to have a child, pay off credit card debt, and be a single-income household
What They’re Navigating: Ian and Anna are proud of the life they’re building. As first-generation college graduates, they put themselves through school and are now both thriving in their careers. Ian was recently promoted to IT Manager, and they just bought their first home in a quiet suburb outside of Atlanta. They’ve managed their $20,000 left in student loans well and feel confident about the monthly payments. But a more stressful piece of their finances is Ian’s $30,000 in credit card debt, a burden he’s eager to pay off as quickly as possible. The experience has left Ian wary of credit cards altogether. He avoids using them. At the same time, Ian and Anna are preparing to start a family. After looking into child care costs, they’re considering having one of them step away from work temporarily, but they’re unsure how to make that decision without jeopardizing their financial stability.
How MyGen Planning Helps
• Discuss options to pay off credit card debt. Go over the pros and cons of doing a balance transfer, using a home equity line of credit, taking out a second mortgage, or a personal loan.
• Evaluate their budget to identify opportunities to save for their goals
• Analyze if they have a healthy emergency fund in case their return to work timeline changes
• Automate their savings and investments so it can free up their future time once they have a newborn
• Investment education and go over investment strategy
• Show what-if scenarios of their financial plan on one income or a part-time job with different career break timelines
Client: Tamika
Age: 45
Occupation: Executive Vice President
Goals: Financially prepare for self-employment
What She’s Navigating: Tamika has spent years advancing her career in higher education. She’s proud of the path she’s carved out and rising through the ranks. But lately, Tamika has been craving a slower pace of life. Her personal life has taken a back seat to her professional achievements. She is childfree by choice and is now focused on building a future that gives her more flexibility, joy, and creativity. One of her long-time hobbies is photography, and she would like to turn it into a business.
How MyGen Planning Helps
• Draft a financial plan that addresses Tamika’s question of when to make the transition
• Plan for taxes, health insurance coverage, and income shifts
• Budget for irregular income and how to cover expenses
• Adjust investments and savings
• Discuss retirement accounts available to her as an entrepreneur. Open and fund them
• Plan for a childfree lifestyle that includes legacy, caregiving, and long-term support
• Be a sounding board through the transition
Client: Isaiah
Age: 28
Occupation: Senior Recruiter
Goals: Understand investing, feel in control, and plan long-term
What He’s Navigating: Isaiah has worked hard to build his career. He’s now earning more than ever and is proud of how far he’s come professionally. With the extra income, Isaiah has treated himself to a few trips and a brand new car, something we can relate to. But lately, he’s been wondering if he’s doing the right things with his money. Despite the higher salary, he sometimes feels behind when it comes to planning for the future. He started investing after talking with friends and browsing Reddit threads.
How MyGen Planning Helps
• Clarify goals and align spending with values
• Discuss trade offs and opportunities
• Provide investment education
• Build an investment strategy that creates a path to long-term wealth
• Automate savings and investments
The first in your family, but not alone — let's plan what’s next, together!
The hypothetical scenarios presented are for illustrative purposes only and are designed to demonstrate the types of services that MyGen Planning could provide. These examples do not guarantee future performance or outcomes and do not constitute testimonials or endorsements. Advice and client experiences will vary based on individual circumstances, and outcomes are not guaranteed. You are encouraged to consult with your financial advisor to discuss your specific financial situation and goals.